Terms & Conditions

This document sets out the general terms (the 'Terms') for using the Hartviro platform. It governs the rights and obligations between you as a user and the platform operator. Please read these Terms carefully and in full before using the platform, opening an account or carrying out transactions. They form the legal basis of use and are binding on both parties.

By registering, logging in, using the offered features or performing other activities on Hartviro you expressly and fully accept these Terms. Use of Hartviro is permitted only for adults aged 18 and over. Minors or persons not fully legally competent must not use the platform. If we suspect a breach of this age requirement, we reserve the right to block, restrict or delete accounts.

Platform operation may be subject to temporary technical interruptions, maintenance windows, updates or outages – e.g. due to market volatility, high server load or external events. We strive for high availability but cannot guarantee uninterrupted service. Features, algorithms, pricing models or available markets may be expanded, changed, restricted or discontinued at any time without entitlement to claims against Hartviro.

All platform content – text, graphics, design, software, algorithms, trademarks, logos and AI-based analyses – is protected by copyright, trademark and other rights and is the property of Hartviro or its licensors. Any reproduction, distribution, public display or commercial use without our express written consent is prohibited and may have civil and criminal consequences.

As a user you are responsible for ensuring that all information provided (e.g. identification data, contacts, payment details) is correct, complete and up to date. False or misleading information may result in account suspension, withholding of withdrawals or legal action. Your personal data will be processed only in accordance with our Privacy Policy and the GDPR. We apply high security and transparency standards.

All investment and trading decisions you make via Hartviro – whether manually or via AI automations – are your sole responsibility and are made at your own risk. Hartviro provides a technical infrastructure but does not offer personalised financial advice, recommendations or profit guarantees. Financial markets (including stocks and cryptocurrencies) can be highly volatile and may result in the total loss of invested capital. Past performance is not a reliable indicator of future results. Only invest funds you can afford to lose.

We reserve the right to update or amend these Terms at any time – for instance due to regulatory changes, technical developments or new market requirements. We will notify you in good time (typically at least 14 days in advance) by email, platform message or on the website. Continued use of the platform after changes take effect will be deemed acceptance. For material changes you may close your account.

Security and transparency are core principles of our actions. We use modern encryption technologies, perform regular security audits, hold customer funds in segregated accounts and apply strict compliance processes (KYC/AML) to ensure the highest possible protection. All procedures and transactions are clearly documented. We commit to fair, honest and customer-oriented cooperation: your trust is our most valuable asset.

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